How to instantly withdraw Monero XMR to your Wise USD account at the best rate?

The rate is fixed after the confirmation of the Monero transaction. Minor deviations from HTX, Gate.io, or KuCoin rates may occur within 1–2 minutes.

Exchange time: approximately 5–90 minutes after confirmation.

Send
1 XMR = 400.7223 USD

min.: 1.24774688 XMR max.: 249.54937621 XMR

Amount*:
min.: 1.24774688 XMR
Receive

min.: 500 USD max.: 100000 USD

Amount*:
min.: 500 USD

Example: Steve Morales

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How to instantly withdraw Monero XMR to your Wise USD account at the best rate?

Looking for a fast and secure way to exchange Monero for Wise? Follow these simple steps to complete the exchange in just a few minutes.

  

Step-by-step guide to exchange Monero XMR for Wise USD

  1. sеlect the direction: Monero (XMR) → Wise (USD).
  2. Enter the exchange amount and provide the recipient details in Wise (email/ID/account/memo — according to the systеm’s requirements).
  3. Provide a current email for notifications and managing the request. All changes are confirmed via an email sent to the specified address.
  4. Accept the service terms by ticking the checkbox, and proceed by clicking “Create request”.
  5. Send the required amount in XMR to the issued address.
  6. After the payment is confirmed, the request status will updаte without your involvement. Tracking is available on the “Request Status” page.

  

Why choose to exchange Monero XMR for Wise USD?

Monero (XMR) is the perfect choice for those who want to keep their transactions anonymous. This cryptocurrency protects your data at every stage of the transaction — from sender to receiver. If you want to exchange XMR for another coin, we offer instant swaps with no verification required. Just enter the amount, and your XMR will be converted at the current rate.

If you prefer to receive a payout via Wise USD, our platform will do it as quickly and safely as possible. Simply sell your digital assets, after which we will send US dollars (USD) directly to your Wise account in the shortest time. You will receive the funds at an excellent rate and with no hidden fees. We will not require any verification, fully respecting your privacy.

  

Current rate from XMR to USD

Current exchange rate of XMR to USD:

Monero and Wise rates are subject to fluctuations. Below is a chart of historical values for the pair XMR/USD to help you choose an appropriate time for payment and crediting to the payment systеm.

  

Real-time chart of XMR to USD


  

Monero XMR and Wise USD market data

Monero Price

$407.23

24H % Change

1.35%

Market Cap

$7.51B

24H Volume

$130.01M

Circulating Supply

18.45M

  

Exchange rate from Monero XMR to Wise USD

XMR to USD

XMR USD
0.001 XMR 0.382508 USD
0.005 XMR 1.912538 USD
0.01 XMR 3.825077 USD
0.05 XMR 19.125383 USD
0.1 XMR 38.250765 USD
0.5 XMR 191.253825 USD
1 XMR 382.507650 USD
5 XMR 1,912.538250 USD
10 XMR 3,825.076500 USD
25 XMR 9,562.691250 USD
50 XMR 19,125.382500 USD
100 XMR 38,250.765000 USD
150 XMR 57,376.147500 USD
500 XMR 191,253.825000 USD
1000 XMR 382,507.650000 USD
3000 XMR 1,147,522.950000 USD

USD to XMR

USD XMR
0.001 USD 0.00000261 XMR
0.005 USD 0.00001307 XMR
0.01 USD 0.00002614 XMR
0.05 USD 0.00013072 XMR
0.1 USD 0.00026143 XMR
0.5 USD 0.00130716 XMR
1 USD 0.00261433 XMR
5 USD 0.01307163 XMR
10 USD 0.02614327 XMR
25 USD 0.06535817 XMR
50 USD 0.13071634 XMR
100 USD 0.26143268 XMR
150 USD 0.39214902 XMR
500 USD 1.30716340 XMR
1000 USD 2.61432680 XMR
3000 USD 7.84298040 XMR

  

FAQ

Do I need to pass verification to exchange XMR for USD?

Identity verification is usually not required when exchanging Monero → Wise. Sometimes, when risks are detected, we request identity confirmation — solely for security purposes.

What fees apply when exchanging Monero for Wise?

The following apply within the exchange:

  • Network fee — the payment to the network for processing the transaction; its amount varies with load.
  • Platform fee — depends on available liquidity and current demand; indicated in advance in the interface.

No hidden fees — all terms are clear even before confirmation.

What does the exchange rate from XMR to USD mean?

The rate is understood as the amount of Wise you will receive for Monero. The rate is dynamic: it is influenced by market activity and the instruments’ liquidity. We display current market indicators in real time to ensure a favorable exchange.

How do I receive USD to a payment systеm account when exchanging from XMR?

Crediting to the payment systеm is completed in a few steps:

  • sеlect the direction Monero XMR → Wise USD.
  • Enter the debit amount in Monero — the systеm will instantly calculate the amount to be credited in USD to your Wise account.
  • Fill in the recipient details for Wise (email/ID/account number/memo/reference — according to the provider’s requirements) and follow the on-screen prompts.
  • Confirm the transfer: for cryptocurrencies — send funds to the specified address/tag; for payment systems — complete the payment as instructed.

After the funds arrive, we will initiate the payout in Wise. The final amount and operation status are shown in advance and updаte in real time.

Can I buy USD with crediting to Wise for XMR from Monero?

Yes. If the direction is available, you can pay via Monero and receive Wise credited in USD directly to your payment systеm account. sеlect the pair, enter the amount, and confirm the transfer — the final amount will be shown before payment.

  

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