Discover all of your investment options and learn everything you need to know about how to start investing in shares with the complete beginners guide today
What would you say if I asked how does superannuation work? An important part of our lives, many of us have little to no undestanding of super.
Everybody wants to make money while they sleep but what are the best passive income ideas and what and what do you need to get started?
Nobody knows when markets will rise or fall but historical data can show us when it is the best time to invest and how to generate above average returns.
A market correction will generally occur a little less frequently than once a year and create amazing opportunities to increase your wealth.
Have you ever wondered how long it will take to double your money? The Rule of 72 provides a simple method of performing this calculation.
A sinking fund is an important part of any budget. Used to save for known future expenses, it's a great way to avoid a large surpirse at Christmas time.
Bear markets are an unfortunatle part of life. When they arise knowing when and what to invest in are critical to your long-term performance.
When a market has fallen 20% from its high, we have entered a bear market. You may be surprised to learn that bear markets are not uncommon.
It’s critically important that for your emergency fund to work you need to understand what an emergency is. Payday is a week away, and the new FIFA just dropped is not a reason to dip into the emergency fund, neither is an overdue trip to the nail salon.
The endowment effect is an emotional bias that causes people to value something they own higher than they otherwise would.
The sunk cost fallacy is a behavioural flaw that causes people to make decisions based on past spending that is not relevant to the current decision.
Limit downs are the maximum allowable drop in an asset or market for one day. Stocks can also a trigger limit up if they rise too quickly; however, a market can only trigger a limit down.
Compound interest refers to interest on your initial investment as well as interest on your interest. Einstein calls it the 8th wonder of the world, and it will play a critical role on the road to achieving your financial dreams.
The concept of the time value of money comes from the notion that a rational investor would rather have a dollar now than in the future. Any dollar collected now could be invested, and the value would be that dollar plus any amount that could be added to it by investing until the future period
Real estate investing has been the dream of many Australians, but what returns can you expect and is it the best use of your money?
How to purchase an index fund will differ based on the type of fund that you would like to buy into. An exchange-traded fund will require a brokerage account, whereas a mutual or index fund investment will need an account with the provider.
you might be wondering why you would want to own a share of a company. The most straightforward reason is that over the long run, stocks have provided the highest returns. This is both a positive and a negative as with high returns comes high risk,
this is the method that will get you out of debt the fastest and cost you the least amount of money. If you have multiple debts that you can’t consolidate, and you should be paying down the amount with the highest interest rate.
Inflation measures the change in the cost of living each year. It is generally measured consumer price index (CPI) however there are other methods.
Almost all Australians have a HECS debt but very few take the time to look at what they owe or how much they need to be paying back.
Whether you’ve been in the business for 20 years or you’re a first-time investor you’ve likely heard of the Vanguard Group but who are Vanguard? What is a Vanguard fund and why are they so popular? Founded in 1975 by legendary investor Jack Bogle, the Vanguard Group is an American registered investment advisor who at the time of writing this manage in excess of $5.3 trillion, that’s trillion with a ‘T’, in assets.