How to instantly withdraw Monero XMR to a PayPal USD card at the best rate?

The rate is locked after the network confirmations for Monero are received. This reflects live quotes from HTX, Gate.io, and KuCoin and may take 1–2 minutes.

Method: “Goods and Services” payment. The fee is charged by PayPal (depends on the recipient wallet’s status).
Posting time: usually 1–24 h; up to 48 h for unverified wallets.
A hold of up to 21 days is possible due to PayPal reviews (see rules).

For security, an AML check applies; in higher-risk cases, identity verification may be required (e.g., if funds are linked to sanctioned services).

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1 XMR = 324.4241 USD

min.: 0.46235776 XMR max.: 15.41192532 XMR

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min.: 150 USD max.: 5000 USD

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Example: Steve Morales

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How to instantly withdraw Monero XMR to a PayPal USD card at the best rate?

Looking for a fast and secure way to exchange Monero for PayPal? Follow these simple steps to complete the exchange in just a few minutes.

  

Step-by-step guide to exchange Monero XMR for PayPal USD

  1. sеlect the direction: Monero (XMR) → PayPal (USD).
  2. Enter the exchange amount and provide the recipient details in PayPal (email/ID/account/memo — according to the systеm’s requirements).
  3. Provide a current email for notifications and managing the request. All changes are confirmed via an email sent to the specified address.
  4. Accept the service terms by ticking the checkbox, and proceed by clicking “Create request”.
  5. Send the required amount in XMR to the issued address.
  6. After the payment is confirmed, the request status will updаte without your involvement. Tracking is available on the “Request Status” page.

  

Why choose to exchange Monero XMR for PayPal USD?

Monero (XMR) is the perfect choice for those who want to keep their transactions anonymous. This cryptocurrency protects your data at every stage of the transaction — from sender to receiver. If you want to exchange XMR for another coin, we offer instant swaps with no verification required. Just enter the amount, and your XMR will be converted at the current rate.

If you prefer to receive a payout via PayPal USD, our platform will do so quickly and safely. After you sell your assets, we will send US dollars (USD) directly to your PayPal account in the shortest time. The funds will arrive at an excellent rate and with no hidden fees. We will not require verification, fully ensuring your privacy.

  

Current rate from XMR to USD

Current exchange rate of XMR to USD:

Monero and PayPal rates are subject to fluctuations. Below is a chart of historical values for the pair XMR/USD to help you choose an appropriate time for payment and crediting to the payment systеm.

  

Real-time chart of XMR to USD


  

Monero XMR and PayPal USD market data

Monero Price

$322.81

24H % Change

-5.44%

Market Cap

$5.96B

24H Volume

$178.23M

Circulating Supply

18.45M

  

Exchange rate from Monero XMR to PayPal USD

XMR to USD

XMR USD
0.001 XMR 0.287301 USD
0.005 XMR 1.436505 USD
0.01 XMR 2.873009 USD
0.05 XMR 14.365045 USD
0.1 XMR 28.730090 USD
0.5 XMR 143.650450 USD
1 XMR 287.300900 USD
5 XMR 1,436.504500 USD
10 XMR 2,873.009000 USD
25 XMR 7,182.522500 USD
50 XMR 14,365.045000 USD
100 XMR 28,730.090000 USD
150 XMR 43,095.135000 USD
500 XMR 143,650.450000 USD
1000 XMR 287,300.900000 USD
3000 XMR 861,902.700000 USD

USD to XMR

USD XMR
0.001 USD 0.00000348 XMR
0.005 USD 0.00001740 XMR
0.01 USD 0.00003481 XMR
0.05 USD 0.00017403 XMR
0.1 USD 0.00034807 XMR
0.5 USD 0.00174034 XMR
1 USD 0.00348067 XMR
5 USD 0.01740336 XMR
10 USD 0.03480671 XMR
25 USD 0.08701678 XMR
50 USD 0.17403357 XMR
100 USD 0.34806713 XMR
150 USD 0.52210070 XMR
500 USD 1.74033566 XMR
1000 USD 3.48067131 XMR
3000 USD 10.44201393 XMR

  

FAQ

Do I need to pass verification to exchange XMR for USD?

Identity verification is usually not required when exchanging Monero → PayPal. Sometimes, when risks are detected, we request identity confirmation — solely for security purposes.

What fees apply when exchanging Monero for PayPal?

The following apply within the exchange:

  • Network fee — the payment to the network for processing the transaction; its amount varies with load.
  • Platform fee — depends on available liquidity and current demand; indicated in advance in the interface.

No hidden fees — all terms are clear even before confirmation.

What does the exchange rate from XMR to USD mean?

The rate is understood as the amount of PayPal you will receive for Monero. The rate is dynamic: it is influenced by market activity and the instruments’ liquidity. We display current market indicators in real time to ensure a favorable exchange.

How do I receive USD to a payment systеm account when exchanging from XMR?

Crediting to the payment systеm is completed in a few steps:

  • sеlect the direction Monero XMR → PayPal USD.
  • Enter the debit amount in Monero — the systеm will instantly calculate the amount to be credited in USD to your PayPal account.
  • Fill in the recipient details for PayPal (email/ID/account number/memo/reference — according to the provider’s requirements) and follow the on-screen prompts.
  • Confirm the transfer: for cryptocurrencies — send funds to the specified address/tag; for payment systems — complete the payment as instructed.

After the funds arrive, we will initiate the payout in PayPal. The final amount and operation status are shown in advance and updаte in real time.

Can I buy USD with crediting to PayPal for XMR from Monero?

Yes. If the direction is available, you can pay via Monero and receive PayPal credited in USD directly to your payment systеm account. sеlect the pair, enter the amount, and confirm the transfer — the final amount will be shown before payment.

  

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