How to instantly withdraw Monero XMR to a Visa/MasterCard USD card at the best rate?

The rate is locked after receiving confirmations from the Monero network. It uses current quotes from HTX, Gate.io, and KuCoin and may take 1–2 minutes.

Exchange time: from 5 minutes after the transaction is confirmed, up to 3 business days.

For security, an AML check applies; if elevated risk is detected, identity verification may be required (e.g., if funds are linked to sanctioned services).

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1 XMR = 288.8268 USD

min.: 0.69245652 XMR max.: 34.62282586 XMR

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min.: 200 USD max.: 10000 USD

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Example: PL61 1090 1014 0000 0712 1981 2874

Example: Steve Morales

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How to instantly withdraw Monero XMR to a Visa/MasterCard USD card at the best rate?

Looking for a fast and secure way to exchange Monero for Visa/MasterCard? Follow these simple steps to complete the exchange in just a few minutes.

  

Step-by-step guide to exchange Monero XMR for Visa/MasterCard USD

  1. Define the pair and payout direction: Monero (XMR) → Visa/MasterCard (USD) to a bank card.
  2. Enter the operation amount and the bank card details (Visa/MasterCard): number and other data requested by the payment systеm.
  3. Provide a valid email for notifications and request changes. All edits are confirmed by an email to this address.
  4. Accept the service terms by ticking the checkbox, and proceed by clicking “Create request”.
  5. Send the required amount in XMR to the issued address.
  6. After the payment is confirmed, the request status will updаte without your involvement. Tracking is available on the “Request Status” page.

  

Why choose to exchange Monero XMR for Visa/MasterCard USD?

Monero (XMR) is the perfect choice for those who want to keep their transactions anonymous. This cryptocurrency protects your data at every stage of the transaction — from sender to receiver. If you want to exchange XMR for another coin, we offer instant swaps with no verification required. Just enter the amount, and your XMR will be converted at the current rate.

If you plan to withdraw funds via Visa/MasterCard USD, our platform will perform a fast transfer directly to your card. Just sell your digital assets with us, and within a few minutes the equivalent amount in dollars will arrive on your card. We offer favorable rates and do not ask for identity confirmation, which guarantees your privacy when withdrawing funds.

  

Current rate from XMR to USD

Current exchange rate of XMR to USD:

Due to the high volatility of Monero and Visa/MasterCard, use only up-to-date data. The historical chart for XMR and USD below will suggest a good time to pay and credit to a bank card.

  

Real-time chart of XMR to USD


  

Monero XMR and Visa/MasterCard USD market data

Monero Price

$322.84

24H % Change

-5.09%

Market Cap

$5.95B

24H Volume

$177.42M

Circulating Supply

18.45M

  

Exchange rate from Monero XMR to Visa/MasterCard USD

XMR to USD

XMR USD
0.001 XMR 0.287390 USD
0.005 XMR 1.436950 USD
0.01 XMR 2.873899 USD
0.05 XMR 14.369495 USD
0.1 XMR 28.738990 USD
0.5 XMR 143.694950 USD
1 XMR 287.389900 USD
5 XMR 1,436.949500 USD
10 XMR 2,873.899000 USD
25 XMR 7,184.747500 USD
50 XMR 14,369.495000 USD
100 XMR 28,738.990000 USD
150 XMR 43,108.485000 USD
500 XMR 143,694.950000 USD
1000 XMR 287,389.900000 USD
3000 XMR 862,169.700000 USD

USD to XMR

USD XMR
0.001 USD 0.00000348 XMR
0.005 USD 0.00001740 XMR
0.01 USD 0.00003480 XMR
0.05 USD 0.00017398 XMR
0.1 USD 0.00034796 XMR
0.5 USD 0.00173980 XMR
1 USD 0.00347959 XMR
5 USD 0.01739797 XMR
10 USD 0.03479593 XMR
25 USD 0.08698984 XMR
50 USD 0.17397967 XMR
100 USD 0.34795934 XMR
150 USD 0.52193901 XMR
500 USD 1.73979670 XMR
1000 USD 3.47959340 XMR
3000 USD 10.43878021 XMR

  

FAQ

Do I need to pass verification to exchange XMR for USD?

Identity verification is usually not required when exchanging Monero → Visa/MasterCard. Sometimes, when risks are detected, we request identity confirmation — solely for security purposes.

What fees apply when exchanging Monero for Visa/MasterCard?

The following apply within the exchange:

  • Network fee — the payment to the network for processing the transaction; its amount varies with load.
  • Platform fee — depends on available liquidity and current demand; indicated in advance in the interface.

No hidden fees — all terms are clear even before confirmation.

What does the exchange rate from XMR to USD mean?

The rate is understood as the amount of Visa/MasterCard you will receive for Monero. The rate is dynamic: it is influenced by market activity and the instruments’ liquidity. We display current market indicators in real time to ensure a favorable exchange.

How do I withdraw USD to a bank card when exchanging XMR on our platform?

Set up the withdrawal by following a simple guide:

  • Specify the direction Monero XMR → Visa/MasterCard USD (to card).
  • Enter the debit amount Monero — the systеm will immediately calculate the amount to credit in USD.
  • Provide the recipient’s bank card details and follow the interface steps.
  • Confirm the transfer according to the source type (address/tag for cryptocurrency, instructions for a payment systеm).

After funds are received, the payout launch happens automatically. The total and operation status are available in advance and updаte in real time.

Can I buy USD with crediting to a card using XMR?

Yes, you can. If the route is active, pay via Monero and receive Visa/MasterCard to the card in USD. Choose the direction, set the amount, and confirm — the final total is visible in advance.

  

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